8 min 31 sec

Indian Personal Finance Blogger Rings Up $4,000/Month

Writing about money-saving hacks and passive income for readers in India yields big money for a software company employee.
Blog Finance Resources Writing

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What It's About

A software employee finds a way to create passive income for himself, while helping others make the most of their finances.

Business Model
Skills Required
Writing & Finance Knowledge
Profit Potential

Words of Wisdom

Pardeep started his personal finance blog, CashOverflow, to share his money-saving hacks on credit cards, shopping, and travel. Within his first year, his blog was receiving over 30,000 hits a month, so he decided to start finding ways to monetize it. These days he's now making more than $4000/month with 150,000 hits a month!

As he said to me, people are interested in reading his stories because they also dream of traveling and want to save money like him. If you're interested in something, you probably aren't alone—find your audience!

Fun Fact

Pardeep Goyal studied computer science at a large university in India before he spent seven years working at a software company...but he always wanted to do something else. Pardeep was interested in personal finance, especially money-saving hacks related to credit cards, shopping, and travel, so he spent a lot of free time studying and conducting experiments that allowed him to have a better life despite making just an average income.

Notes from Chris

Episode 167

Most personal finance bloggers are American or maybe Canadian, British, Australian, etc. Not all personal finance readers are in those places...and for a time, they just read the popular blogs or websites based in the U.S. Naturally, this points to an opportunity, to serve all those people elsewhere who might be more receptive to something more relevant to their situation.

That’s what today’s story is all about: a corporate employee named Pardeep Goyal from India who starts a personal finance blog focused specifically on Indian readers. He makes up to $4,000/month which is a pretty fantastic side income for someone from that part of the world.


  • CashOverflow: Read more about Pardeep and his finance hacks on his website

Inspiration is good; inspiration combined with action is better. Now get back to work!

Yours in the revolution,


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Quote of the Day
"Actions are more important than plans because even the wrong plan can occasionally yield positive results. On the contrary, best plans are useless without the action."
—Pardeep Goyal #SideHustleSchool

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To infinity and beyond,

Chris Guillebeau